# What is maximum Social Security benefit per family?

## What is maximum Social Security benefit per family?

The family maximum limit is 150% to 188% of the main earner’s primary benefit amount (PIA). The exact percentage formula can be found on the SSA website. To illustrate how the formula works, let’s say there is a family of three: a main breadwinner, a spouse, and an adult child with a disability.

What are the Social Security bend points for 2021?

For 2021 these portions are the first \$1,272, the amount between \$1,272 and \$1,837, the amount between \$1,837 and \$2,395, and the amount over \$2,395. These dollar amounts are the “bend points” of the family-maximum formula. Thus, the family-maximum bend points for 2021 are \$1,272, \$1,837, and \$2,395.

How is Social Security maximum family benefit calculated?

If the breadwinner is drawing retirement benefits or is deceased, the family maximum is calculated from a formula that yields a figure between 150 percent and 188 percent of the breadwinner’s primary insurance amount — his or her monthly benefit if claimed at full retirement age.

### What is my Social Security primary insurance amount?

The “primary insurance amount” (PIA) is the benefit (before rounding down to next lower whole dollar) a person would receive if he/she elects to begin receiving retirement benefits at his/her normal retirement age. At this age, the benefit is neither reduced for early retirement nor increased for delayed retirement.

How is the family maximum benefit formula calculated?

The formula used to compute the family maximum is similar to that used to compute the Primary Insurance Amount (PIA). The formula sums four separate percentages of portions of the worker’s PIA.

How does the HUD income eligibility calculator work?

Simply enter the requested data and this calculator will work behind the scenes to generate a summary of results for each beneficiary. You should then print out the summary and include it as part of the beneficiary’s file. The calculator currently performs income eligibility and assistance amount calculations for the following HUD CPD programs:

#### How to calculate gross income for self employed?

Due to various internet browser versions, please download and save PDF before entering data. Please note, calculators are updated periodically. Calculate increases/decreases in gross income, expenses and taxable income. Created as result of changes made by the GSEs to adapt to the COVID-19 pandemic.

Is there an income eligibility calculator for CPD?

Welcome to CPD’s Income Eligibility Calculator, an interactive tool that makes determining the income eligibility and assistance amounts for beneficiaries of CPD programs as easy as 1-2-3. Simply enter the requested data and this calculator will work behind the scenes to generate a summary of results for each beneficiary.