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What happens to unused medical aid savings?

What happens to unused medical aid savings?

Any unused funds will carry over to the next year. On the Executive, Comprehensive and Priority plans, when you run out of MSA, you will have to pay for some healthcare expenses from your pocket before you reach your Annual Threshold. This is called the Self-payment Gap (SPG).

Does discovery Classic Saver cover pregnancy?

You are covered for up to 8 consultations at your gynaecologist, GP or midwife covered from the Maternity Benefit at the Discovery Health Rate. You have cover for up to five pre- or postnatal classes (including online classes) or post-birth consultations with a registered nurse, up until two years after birth.

When can I change my discovery plan?

Members can downgrade their plan choice within their existing medical scheme at any point in time. They have the option to upgrade their plan choice annually on 1 January. Plan upgrades at any other time during the year is not allowed, to protect members against the costs of selective upgrades.

Is there a limit to Discovery Health classic Saver?

Discovery Health – Classic Saver Medical Aid Plan. Discovery Health – Classic Saver. Discovery’s Classic Saver offers cover in any private hospital in SA at 200% of the Discovery health rate with no overall limit.

What can I do with Discovery Health Medical Aid Plan?

The plan includes international emergency travel cover and evacuation services in certain African countries. A suitable option for those that require a good hospital benefit and decent out of hospital savings. Internal Prosthesis: No limit if you use Discovery Network.

Which is the most popular Discovery Health Plan?

Members have been ditching the top three tiers of plans offered by Discovery Health Medical Scheme (DHMS), with 22% of that base disappearing over the past five years. The top plans – Executive, Comprehensive Series and Priority Series – account for 19% of the medical scheme’s 1.35 million members, down from 28% in 2013.

Where can I get classic Saver cover in SA?

Discovery’s Classic Saver offers cover in any private hospital in SA at 200% of the Discovery health rate with no overall limit. The plan includes international emergency travel cover and evacuation services in certain African countries.