Guidelines

How do you defer a credit card payment?

How do you defer a credit card payment?

How to delay your credit card payment

  1. Call your credit card issuer.
  2. Explain how you’re negatively affected by the coronavirus.
  3. Ask for assistance.
  4. Confirm the terms of your relief program.
  5. Take note of any effect to your credit score.

Can I pay my credit card bill in installments?

The most common option for people who find it difficult to pay their entire credit card bill on time is to convert their credit card payments into Equated Monthly Instalments (EMI). If you have a hefty card outstanding and are unable to clear it in one go, than converting it into EMIs is very easy.

How do I contact BPI for installment?

Call (02) 889-10055 or visit any BPI branch near you.

Is there a grace period for BPI credit card?

To avail of the 60-day grace period, you need not pay for your credit card bill on your scheduled due date until after 60 days from your Statement of Account within the covered period.

What does BPI extended deferred payment program mean?

BPI’s extended deferred payment program covers the following: credit card clients who are given 30 days from their last due date falling within the MECQ period to settle their obligations;

What is the late payment fee on a BPI card?

Late Payment fee of P850 or equivalent to the value of the unpaid minimum amount due, whichever is lower will be charged to the BPI or BPI Family Credit Card if payment is not made on or before the due date. To avoid this, please pay at least the Minimum Amount Due on or before the Payment Due Date.

Where can I transfer my BPI credit card balance?

With Balance Transfer (Credit to Account) from BPI Credit Cards, you can consolidate all your other credit card balances and pay in fixed monthly installments for up to 36 months at a low monthly add-on rate of 0.99%. Avail NOW. Call 889-10000 or visit any BPI branch near you. *Terms and Conditions apply.

How long does it take to pay a BPI balance?

With Balance Transfer (Credit to Account) from BPI Credit Cards, you can consolidate all your other credit card balances and pay in fixed monthly installments for up to 36 months at a low monthly add-on rate of 0.99%. Avail NOW. Call 89-100 or visit any BPI branch near you.